Taylor Alison Swift was born on December 13, 1989 in Reading, Pennsylvania. Her father, Scott Swift, is a Merrill Lynch financial adviser. Scott was raised in Pennsylvania and is the descendant of three generations of bank presidents. Her mother, Andrea (née Finlay), is a homemaker who previously worked as a mutual fund marketing executive. Andrea spent the first ten years of her life in Singapore, before settling in Texas; her father was an oil rig engineer who worked throughout Southeast Asia. Swift has a younger brother, Austin, who attends the University of Notre Dame. She and her brother were raised in the Presbyterian faith. She spent the early years of her life on an eleven-acre Christmas tree farm in Cumru Township, Pennsylvania. She attended preschool and kindergarten at the Alvernia Montessori School, run by Franciscan nuns, and was later educated at the Wyndcroft School, a co-ed private school. When Swift was nine years old, the family moved to a rented house in the suburban town of Wyomissing, Pennsylvania, where she attended West Reading Elementary Center and Wyomissing Area Junior/Senior High School. Swift summered at her parents' waterfront vacation home in Stone Harbor, New Jersey and has described it as the place "where most of my childhood memories were formed."
Swift dated singer Joe Jonas from July to October 2008, and actor Taylor Lautner from October to December 2009. She was romantically linked to musician John Mayer from late 2009 until early 2010. She dated actor Jake Gyllenhaal from October to December 2010. Following their break-up, they were seen together in January and February 2011. Swift dated political heir Conor Kennedy from July to September 2012. She dated One Direction singer Harry Styles from October 2012 to January 2013.
Musicians including Jonas and Mayer have written songs about Swift.